@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
#print-sheet{display:none}
:root{--ink:#183c35;--muted:#66736b;--paper:#f6f5ef;--lime:#d9ed94;--line:#d9ddd1}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font-family:'DM Sans',sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-underline-offset:4px}button,input,select,textarea{font:inherit}button,a,input,textarea,select{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #b0582c;outline-offset:4px}header{max-width:1360px;margin:auto;padding:26px 5%;display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line)}.brand{font-family:Manrope,sans-serif;font-size:27px;font-weight:800;letter-spacing:-1.5px;text-decoration:none;line-height:1.1}.brand span{display:block;font-family:'DM Sans',sans-serif;font-size:10px;font-weight:500;letter-spacing:2px;text-transform:uppercase;margin-top:7px}header nav{display:flex;align-items:center;gap:30px;font-size:13px;font-weight:600}header nav a{text-decoration:none}.nav-cta{border:1px solid var(--ink);padding:11px 18px;border-radius:4px}main>section{max-width:1240px;margin:auto;padding:85px 30px}.hero{display:grid;grid-template-columns:1.15fr 1fr;gap:70px;align-items:center;padding-top:80px;padding-bottom:90px}.eyebrow{font-size:10px;font-weight:700;letter-spacing:2px;text-transform:uppercase}h1,h2,h3{font-family:Manrope,sans-serif;line-height:1.12;font-weight:500;letter-spacing:-2px}h1{font-size:clamp(45px,6vw,79px);margin:24px 0}h1 em{font-family:Georgia,serif;font-weight:400}h2{font-size:44px;margin:18px 0 26px}h3{font-size:28px;letter-spacing:-1px}.lead{font-size:18px;line-height:1.7;max-width:550px;color:#4e6258}.actions{display:flex;gap:20px;align-items:center;flex-wrap:wrap;margin-top:28px}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:25px;background:var(--ink);color:white;border:0;border-radius:4px;text-decoration:none;font-size:13px;font-weight:600;padding:17px 22px;cursor:pointer}.button:hover{background:#28584b}.text-link{font-size:13px;font-weight:600}.fine{font-size:11px;color:var(--muted);line-height:1.7}.hero .fine{margin-top:22px}.ledger{background:#e9eddf;border:1px solid #ced6c3;border-radius:8px;padding:30px;box-shadow:12px 14px 0 #e8e8df;transform:rotate(-1deg)}.ledger-head{display:flex;justify-content:space-between;font-size:10px;letter-spacing:1.5px;border-bottom:1px solid #bdcbb6;padding-bottom:22px;margin-bottom:28px}.ledger h2{font-size:32px;letter-spacing:-1.3px}.ledger-row{display:flex;justify-content:space-between;gap:16px;font-size:12px;padding:14px 0;border-bottom:1px solid #ccd4c2}.ledger-total{background:var(--lime);padding:18px;margin:20px -10px;display:flex;justify-content:space-between;align-items:center;font-size:11px}.ledger-total strong{font-family:Manrope;font-size:30px;letter-spacing:-1px}.ledger>p:not(.eyebrow){font-size:12px;max-width:280px}.ledger>a{font-size:12px;font-weight:700}.strip{background:var(--ink);color:#e8ecde;display:flex;justify-content:space-evenly;padding:20px;gap:15px;font-size:10px;letter-spacing:2px}.section-heading{display:flex;justify-content:space-between;align-items:end;margin-bottom:32px}.section-heading h2{margin-bottom:0}.section-heading p{font-size:13px;color:var(--muted)}.paths{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line);border-radius:6px;overflow:hidden}.paths>a{padding:32px;text-decoration:none;transition:background .2s}.paths>a:hover{background:#e8edde}.paths>a+a{border-left:1px solid var(--line)}.paths span{font-size:10px;letter-spacing:1.5px}.paths p{font-size:13px;color:var(--muted)}.paths b{display:block;margin-top:32px;font-size:12px}.feature{background:var(--ink);color:var(--paper);border-radius:8px;display:grid;grid-template-columns:1fr 1fr;gap:100px;padding:60px!important}.feature p{max-width:410px;font-size:14px;color:#c2cec3}.light{background:var(--lime);color:var(--ink)}.light:hover{background:#cce17e}.mini-plan{background:#ebedde;color:var(--ink);padding:32px;transform:rotate(3deg);border-radius:3px;box-shadow:8px 8px 0 #426055}.mini-plan>span{font-size:10px;letter-spacing:2px}.mini-plan h3{font-size:40px}.mini-plan p{color:var(--ink);border-bottom:1px solid #ccd2bd;padding-bottom:12px}.mini-plan small{font-size:11px}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.guide-card{padding:28px 24px;border-top:1px solid var(--line);text-decoration:none;display:flex;flex-direction:column;min-height:235px}.guide-card:hover{background:#eceee4}.guide-card h3{font-size:23px;line-height:1.3;letter-spacing:-.6px}.read{font-size:12px;margin-top:auto;display:flex;justify-content:space-between}.intro{border-top:1px solid var(--line);text-align:center}.intro p{max-width:600px;margin:0 auto 28px;color:var(--muted);font-size:15px}.intro .text-link{display:block;margin-top:20px}footer{background:#e8ebdf;padding:50px max(30px,calc((100vw - 1180px)/2));font-size:12px}.footer-top{display:flex;justify-content:space-between;border-bottom:1px solid #cdd4c3;padding-bottom:28px;margin-bottom:28px}.footer-top p{margin:0}.footer-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:65px}.footer-grid nav{display:flex;flex-direction:column;gap:12px}footer small{display:block;margin-top:30px;color:var(--muted);font-size:10px}.page-head{padding-bottom:30px!important}.page-head h1{max-width:900px}.page-head .lead{max-width:740px}.article{max-width:800px;margin:auto;padding:70px 30px 90px}.article h1{font-size:52px}.article h2{font-size:29px;letter-spacing:-.8px;margin-top:45px}.article p{color:#4e6258}.byline{font-size:12px;border-bottom:1px solid var(--line);padding-bottom:22px}.toc{padding:22px;background:#e9eddf;display:grid;gap:9px;font-size:13px}.callout{padding:30px;background:#e9eddf;margin-top:40px}.callout h2{margin-top:0}.planner{display:grid;grid-template-columns:1.1fr 1fr;gap:60px;padding-top:25px!important;align-items:start}fieldset{border:0;margin:0 0 28px;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:18px}fieldset[hidden]{display:none}legend{font-size:13px;font-weight:700;padding:16px 0;border-bottom:1px solid var(--line);margin-bottom:20px;width:100%}label{font-size:12px;font-weight:600;display:block}input,select,textarea{display:block;width:100%;background:#fffef9;border:1px solid #c8cfbf;border-radius:3px;padding:12px;color:var(--ink);margin-top:7px;max-width:100%}.results{background:#e9eddf;border:1px solid #cdd5c1;padding:30px;border-radius:6px;position:sticky;top:20px}.result-row{display:flex;justify-content:space-between;gap:15px;border-bottom:1px solid #cbd3bf;padding:16px 0;font-size:13px}.result-row strong{font-size:21px;white-space:nowrap}.result-main{background:var(--lime);padding:22px;margin:22px -10px}.result-main strong{display:block;font-size:38px;font-family:Manrope;letter-spacing:-1.5px}.secondary{padding:11px 15px;background:transparent;border:1px solid var(--ink);border-radius:3px;cursor:pointer;font-size:12px;color:var(--ink)}.results .actions{gap:10px}.results .button{font-size:12px;padding:13px}.connect{display:grid;grid-template-columns:1.1fr 1fr;gap:80px;padding-top:25px!important}.connect label{margin-bottom:20px}.connect aside{padding:30px;background:#e9eddf;align-self:start}.connect aside h2{font-size:29px}.connect aside p,.connect li{font-size:14px}.check{display:flex;gap:10px;align-items:flex-start;font-weight:400}.check input{width:18px;flex-shrink:0;margin:4px 0}.skip{position:absolute;left:15px;top:-100px;background:white;padding:10px}.skip:focus{top:10px}#brief-result pre{white-space:pre-wrap;font:inherit;background:#e9eddf;padding:20px;font-size:13px}#status{font-size:12px}[hidden]{display:none!important}@media(max-width:850px){header{padding:20px}header nav{gap:16px}header nav>a:first-child{display:none}.hero{gap:35px}.hero h1{font-size:57px}.feature{gap:40px;padding:40px!important;margin:0 20px}.guide-grid{grid-template-columns:1fr 1fr}.footer-grid{gap:30px}.planner,.connect{gap:30px}.results{padding:20px}.result-row{display:block}}@media(max-width:620px){header nav>a:nth-child(2){display:none}.brand{font-size:23px}.nav-cta{font-size:11px;padding:9px}main>section{padding:50px 22px}.hero{grid-template-columns:1fr;gap:38px}.hero h1{font-size:62px}.hero .lead{font-size:17px}.ledger{margin-right:10px;transform:rotate(0)}.strip{font-size:8px;letter-spacing:.5px;flex-wrap:wrap}.section-heading{display:block}.section-heading h2,h2{font-size:35px}.paths{grid-template-columns:1fr}.paths>a+a{border-left:0;border-top:1px solid var(--line)}.paths>a{padding:25px}.paths h3 br{display:none}.paths b{margin-top:18px}.feature{grid-template-columns:1fr;padding:30px!important;gap:25px}.mini-plan{transform:rotate(1deg)}.guide-grid{grid-template-columns:1fr}.guide-card{min-height:180px;padding:22px 0}.intro h2{font-size:39px}.footer-top,.footer-grid{display:block}.footer-top p{margin-top:25px}.footer-grid>p{margin-bottom:28px}footer{padding:40px 22px}.page-head h1,.article h1{font-size:43px}.planner,.connect{grid-template-columns:1fr}.results{position:static}.result-row{display:flex}.article{padding:50px 22px}.article h2{font-size:27px}fieldset{gap:14px}.connect aside{padding:25px}}@media print{header,footer,.actions,.skip,#brief,.secondary,.results>a{display:none!important}body{background:white;font-size:11px}.page-head{padding:10px!important}.page-head h1{font-size:30px}.planner{display:block;padding:0!important}fieldset{grid-template-columns:repeat(4,1fr);gap:8px}input{padding:4px}.results{position:static;break-inside:avoid}.article{padding:10px}.fine{font-size:9px}}

.field{position:relative;display:grid;grid-template-columns:1fr auto;align-content:start;align-items:start;gap:0 8px}.field>input{grid-column:1/-1}.field-help{font-size:12px}.field-help summary{cursor:pointer;list-style:none;border:1px solid #708071;border-radius:50%;width:23px;height:23px;text-align:center;font-family:Georgia,serif;font-weight:bold;line-height:21px}.field-help summary::-webkit-details-marker{display:none}.field-help[open]{grid-column:1/-1;grid-row:2}.field-help[open] summary{position:absolute;right:0;top:0;background:var(--ink);color:white}.field-help p{padding:14px;margin:10px 0 4px;background:#e4eadb;border-left:3px solid #71845e;font-weight:400;line-height:1.65}.field-help[open]~input{grid-row:3}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.trap{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}button:disabled{opacity:.65;cursor:wait}#lead-status{font-size:14px}
@page{size:A4 portrait;margin:12mm}
@media print{
 body:has(#print-sheet)> :not(#print-sheet){display:none!important}
 body>#print-sheet{display:block!important;width:100%;max-width:185mm;margin:0;padding:0;color:#183c35;font-family:Arial,sans-serif;font-size:10pt;line-height:1.3;break-inside:avoid;page-break-inside:avoid}
 #print-sheet *{box-sizing:border-box}
 #print-sheet .print-header{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid #a8b4a6;padding-bottom:10px}
 #print-sheet .print-header b{font-size:20pt;letter-spacing:-1px}
 #print-sheet .print-header small{display:block;font-size:8pt}
 #print-sheet .print-header>span{text-align:right;font-size:8pt}
 #print-sheet h1{font:700 21pt/1.15 Arial,sans-serif;letter-spacing:-.6px;margin:16px 0 6px}
 #print-sheet h2{font:700 11pt/1.2 Arial,sans-serif;letter-spacing:0;margin:18px 0 9px}
 #print-sheet .print-intro{font-size:9pt;margin:0 0 12px}
 #print-sheet .print-inputs{display:grid;grid-template-columns:repeat(3,1fr);gap:9px 18px}
 #print-sheet .print-inputs>div{border-bottom:1px solid #d1d8ce;padding-bottom:7px;break-inside:avoid}
 #print-sheet .print-inputs span{display:block;font-size:8pt}
 #print-sheet .print-inputs b{font-size:11pt}
 #print-sheet .print-results{display:grid;grid-template-columns:1fr 1fr;gap:8px 18px;border:1px solid #bac6b2;padding:12px}
 #print-sheet .print-result{display:flex;align-items:center;justify-content:space-between;gap:8px;font-size:8pt}
 #print-sheet .print-result strong{font-size:12pt;white-space:nowrap}
 #print-sheet .print-notes{margin-top:16px;font-size:8pt}
 #print-sheet .print-notes p{margin:5px 0 0;font-size:8pt;line-height:1.4}
 #print-sheet .print-footer{border-top:1px solid #a8b4a6;margin-top:16px;padding-top:9px;font-size:8pt;line-height:1.45}
 #print-sheet .print-footer span,#print-sheet .print-footer small{display:block;font-size:8pt}
 #print-sheet .print-footer small{margin-top:6px;font-size:7pt}
}


.hero h1{font-size:clamp(43px,5vw,68px)}.page-head h1{font-size:clamp(40px,5vw,64px);max-width:1000px}.article.tool-explainer{max-width:800px;padding-top:25px}.table-scroll{overflow-x:auto;margin:24px 0}.article table{width:100%;border-collapse:collapse;font-size:13px;line-height:1.6}.article th,.article td{padding:12px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}.article thead th{background:#e9eddf}.article tbody th{font-weight:500}.article ul,.article ol{padding-left:24px;color:#4e6258}.article li+li{margin-top:10px}@media(max-width:620px){.hero h1{font-size:48px}.article th,.article td{padding:9px;font-size:12px}.article.tool-explainer{padding:25px 22px 50px}}

.scenario-details{font-size:11px;margin:16px 0}.scenario-details summary{cursor:pointer;text-decoration:underline;text-underline-offset:3px}.scenario-details p{line-height:1.6;color:#4e6258}